Faqs
Faqs

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What should I expect in the closing process?

During the closing process you should expect the following:

  • Approx. 30-60 days from closing, a phone call from your assigned DSLD Title Pre-Closer to verify information in order to begin your title work.
  • Approx. 3-7 days from closing, a phone call from your assigned DSLD Title Escrow Officer to schedule a time for closing on the act of sale date set forth in your sales contract.
  • Approx. 3-7 days from closing, delivery of the Closing Disclosure from your lender.  This document must be acknowledged by the borrower(s) no later than 3 days prior to closing (Sundays and Federal Holidays do not count).  In some cases the figures shown on your Closing Disclosure may change in the period between acknowledgement and closing.

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What should I bring to my closing?

You should bring the following to closing:

  • All borrowers and any person taking title to the property being purchased will need a valid government issued picture ID. 
  • If you are responsibe for funds due at the closing table (cash to close), the funds will need to be presented as follows:  Amounts under $2,500.00 may be in the form of a personal check, Cashier's check, or wire transfer. Amounts $2,500.00 or more must be in the form of a Cashier's check or wire transfer.  In either case, if a mortgage is involved, the funds must be drawn from the account listed on your mortgage application and approved with your mortgage company.
                           





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Why do I need title insurance?

Our title insurance underwriters, Old Republic National Title Insurance, explain this perfectly here.


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What is Homestead Exemption?

The Louisiana Constitution allows for an exemption on the first $75,000 of value on a homeowner's primary residence. To qualify for homestead exemption a person must be the owner and occupant of the home.  In order to receive the homestead exemption you must first apply with your local Tax Assessor's Office.

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